Types of Loans
We offer multiple loan products based on your scenario.
Browse the loan types below to learn more.
Conventional Loans
- First Time Home Buyer Programs
- Low Down Payment 3-5%
- Fixed and Adjustable Rates Available
- 15yr and 30yr Loan Terms
- Down payment can be a gift
VA Loans
- No Down Payment
- Need Certificate of Eligibility
- Seller can contribute to closing costs
- Townhomes, Single Family, Manufactured and more
- No Mortgage Insurance required
USDA Loans
- No Down Payment
- Covers Rural Areas
- Income based eligibility
- Guarantee upfront and monthly fee instead of PMI
- Gift Funds Allowed
Non Qualified (Non QM)
- Allows Non Traditional income (Bank Statement, 1099, Assets)
- Foreign National Loans
- Investor Loans (DSCR, Fix n Flip, Fix n Hold, Bridge)
ITIN Loans
- First Time Home Buyer Programs
- Social Security cards are not required
- Conventional and Non Qm options available
- 15yr and 30yr Loan Terms
- Down payment can be a gift